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Serving the high-quality development of the real economy, CCB actively promotes the precise implementation of the policy of fee reduction and profit sharing-Chinanews.com

Chinanews.com, January 14th. Small and micro enterprises and individual industrial and commercial households are an important force for expanding employment, improving people’s livelihood, and promoting entrepreneurship and innovation. In order to implement the spirit of the Party Central Committee and serve the high-quality development of the real economy, China Construction Bank actively promotes the precise implementation of the policy of fee reduction and profit sharing, allowing small and micro enterprises and individual industrial and commercial households to enjoy policy dividends, stimulating the vitality of market players, and making enterprises more vigorous and confident in their development bigger.

  Expand the scope of beneficiaries to help enterprises rescue and increase vitality

On January 3, 2023, with the new weather brought by the New Year, Mr. Liu, the person in charge of a medical technology service center in Qixia District, Nanjing, Jiangsu, successfully went through the account opening procedures at CCB, and he was in a good mood.

A medical technology service center in Qixia District, Nanjing, Jiangsu, came to open an account and became the first customer in Nanjing to enjoy the benefits of the account service fee reduction policy

“The new preferential policy not only reduces or exempts the company from all corporate account service fees, including account opening fees and account number selection fees, but also allows you to choose an account you are satisfied with. It is really a new year! I heard that I am still the No. What about a customer who enjoys the benefits of this policy.” Mr. Liu calculated that CCB’s preferential policy this time saved the company 870 yuan. Used on the “blade”.

At the beginning of the new year, there are still many small and micro business owners like Mr. Liu who enjoy the “big gift package” of CCB for the new year.

Fujian Quanzhou Deneva Lighting Technology Co., Ltd. is a small and micro enterprise engaged in lighting technology. The company is sensitive to bank prices. Mr. Yang, the person in charge of the company, made a rigorous comprehensive comparison of the services and prices of various banks before opening an account, and finally chose to open an account at Quanzhou Puxi Branch of China Construction Bank. Unexpectedly, when opening an account, there was such a good thing as a fee reduction and profit sharing for small and micro enterprises. Mr. Yang gave a thumbs up: “CCB uses ‘real actions, real discounts’ to reduce the burden and increase efficiency of the small and micro real economy, which benefits the country and the people. .”

The person in charge of Fujian Quanzhou Deneva Lighting Technology Co., Ltd. came to CCB Puxi Sub-branch to open a corporate account. The account opening teller patiently explained CCB’s four new fee reduction policies for small and micro enterprises, and went through the account opening and fee reduction procedures on the spot, which was well received by customers.

Last year alone, China Construction Bank reduced its corporate settlement service fees by 1.658 billion yuan, effectively reducing the operating costs of market entities. In order to effectively serve the high-quality development of the real economy and relieve difficulties for market entities, CCB has actively expanded the scope of preferential policies and increased the intensity of fee reduction and profit sharing. From January 1, 2023 to September 30, 2024, CCB will further expand the scope of discounts on the basis of the corporate bank settlement account service fee discounts that have been implemented in the previous period, and implement exemptions for small and micro enterprises and individual industrial and commercial households. Discounts on account opening, account number selection, combination seal management, seal change and loss report, realize full free normal account services for small and micro enterprises and individual industrial and commercial households, and allow financial policy dividends to benefit more small and micro enterprises and individual industrial and commercial households .

  Make a good publicity “combination boxing” to effectively convey the policy of benefiting enterprises

The implementation of fee reduction and profit sharing for small and micro enterprises and individual industrial and commercial households is an important measure for CCB to implement the people’s financial line. Only by letting more small and micro enterprises and individual industrial and commercial households understand the policy measures can we better serve the real economy.

“I want to give CCB a thumbs up! Our company is a small business, the main business is wholesale and retail, and we have to make many small transfers every day. The branch account manager of the Yingbin sub-branch of China Construction Bank told us the benefit of the fee reduction and profit sharing as soon as possible. According to the policy, we have reduced the handling fee by 2,000 yuan this year.” Mr. Zhang, the person in charge of a company in Jiangsu, said happily.

The person in charge of a Jiangsu Liquor Trading Co., Ltd. came to the outlet to handle business and learned that the bank implemented fee reduction and profit sharing. According to the calculation of the account manager, the handling fee can be reduced by about 2,000 yuan this year. I am very happy and give CCB a thumbs up for the fee reduction policy .

In order to let more customers understand CCB’s new fee reduction policy, and ensure that the “fee reduction and profit sharing” is truly effective. China Construction Bank has publicized its fee reduction policy activities through online and offline channels and methods across the country.

CCB Xinjiang Branch has made every employee familiar with and mastered the latest preferential policies through various training and learning, and proactively publicized the policy of fee reduction and profit sharing to small and micro enterprises and individual industrial and commercial households at the first time, so as to “know everything they should” to ensure “Enjoy all you deserve”.

In Huai’an, Yangzhou, Taizhou and other places in Jiangsu, CCB branches actively “go out” and publicize financial knowledge that the public cares about by entering communities, schools, street shops, farmers’ markets, rural areas, Yunongtong service points, streets, and communities , fraud prevention knowledge and payment fee reduction policy; Yancheng Branch uses the counters and electronic screens of business outlets, community publicity, government service windows, “Yanfu Dazhong Daily”, WeChat small videos, etc. to carry out a series of publicity activities for financial services, so that customers Get a better understanding of the relevant policies of “Reducing Fees, Benefiting Enterprises and Paying Benefits to the People”. It is reported that in the whole year of 2022, CCB Jiangsu Branch has carried out a total of 414 offline publicity activities and distributed 8038 leaflets.

Jiangsu Huai’an Jinhu Sub-branch organized employees to go deep into the community to promote the payment fee reduction policy

Let customers understand and use preferential policies, but also eliminate customers’ worries and fully protect their preferential rights. Branches of CCB in various places, while publicizing and expanding policy coverage, have continuously strengthened supervision channels and smoothed out complaints. Through electronic channels such as the CCB website and WeChat official account, the complaint process is publicized in conspicuous locations of outlets and telephone calls, etc., to establish an efficient and rapid customer complaint tracking and feedback mechanism, consciously accept public supervision, and fully protect customers’ right to know and independent choice.

Jiangsu Yancheng Chengnan Sub-branch organized employees to carry out a publicity campaign of “paying fees and reducing fees to benefit the people” to merchants in the farmers’ market.

  The power of science and technology makes the fee reduction “rain and dew” precise “drip irrigation”

In the face of a huge small and micro customer base, how to reduce fees and make profits to better support the development of market players and enhance corporate resilience? Good policies need to be inclusive and more targeted. CCB has made great efforts in precise implementation.

Xinyi Sub-branch of Jiangsu Xuzhou Branch entered the Golden Triangle Business District to promote the payment fee reduction policy

CCB Jiangsu Branch utilizes the achievements of the head office in continuously iteratively optimizing the computer control work of the small and micro enterprise fee reduction and exemption project system, realizes system control over local characteristic preferential fee projects, and ensures compliant charges through technical means. On this basis, the Jiangsu Provincial Branch used big data tools to accurately sort out doubtful data and carry out special inspections on the implementation of fee discounts for small and micro enterprises to prevent incorrect charges, ensure that various fee reduction policies are implemented in place, and enhance customer experience. At the same time, adhering to the principle of “reducing as much as possible and exempting as much as possible”, Jiangsu Branch established a dynamic identification mechanism for small and micro enterprises, which can use the system to automatically verify customer classification and comprehensively improve the efficiency of small and micro enterprise customer scale classification. accuracy. For customers who cannot be accurately defined, and the scale of enterprises of the four ministries and commissions is empty, etc., preferential measures can also be implemented by reference, and the fee reduction policy will be fully implemented.

Jiangsu Xuzhou Branch entered the Xinyi Municipal Service Center to promote the payment fee reduction policy

This is just a microcosm of China Construction Bank’s use of financial technology to ensure that the financial rain is accurately drip-fed to small and micro enterprises. It will continue to increase the rescue and assistance of market entities and further strengthen policy promotion. China Construction Bank will stick to the origin of financial services for the real economy and will The work of reducing fees and making profits is practical and detailed, helping small and micro enterprises to move forward lightly.

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